JK Home Loans, LLC is built on more than 25 years of combined experience in business, finance, real estate, and mortgage lending. The company is owned and led by John Kunkel, a licensed mortgage professional in Arkansas, Kansas, and Missouri. JK Home Loans, LLC operates as a branch of Heritage Mortgage KC and brings together a strong blend of bank and broker experience. This foundation gives clients a clear understanding of lending guidelines, products, and strategies that support a wide range of financial situations.
John’s background in lending is strengthened by advanced education and professional training. He is a graduate of the Barret School of Banking, a Certified Mortgage Advisor, and holds a B.S. in Leadership and Management from Harding University. His leadership experience at Walmart and PetSmart corporate offices helped shape the dependable, client-focused structure JK Home Loans, LLC delivers today.
JK Home Loans, LLC is committed to providing a smooth, straightforward, and stress-free mortgage experience. The company serves first-time buyers, move-up buyers, second-home buyers, and investors, with a focus on making the process simple, clear, and tailored to each client. Strong communication, reliable updates, and solid knowledge of the mortgage landscape help clients move forward with confidence.
The company works with a wide range of borrowers, including entrepreneurs and business owners who use real estate to build long-term success. Community involvement is also a central part of the company’s identity, with ongoing contributions of time, leadership, and resources to strengthen the regions it serves.
JK Home Loans, LLC reflects the same values found in John’s fifth-generation family farm, where hard work, family, and strong community roots guide daily decisions. These principles shape the company’s approach to mortgage lending and customer service.
Unlocking homeownership dreams one key at a time.