Delayed Financing - Cash Buyer

Delayed financing allows a buyer who paid cash for a property to refinance soon after closing and recover a portion of the funds used.

Instead of waiting the typical six months required for a cash-out refinance, delayed financing may let you access equity right away if certain guidelines are met.

This option is often used by investors or buyers who needed to close quickly with cash but now want to replenish their savings, fund improvements, or reallocate capital. Borrowers must document the source of funds used for the purchase, and loan terms and eligibility vary by program.