Down payment assistance (DPA) programs are designed to help eligible homebuyers cover part of their required down payment or closing costs.

These programs may come in the form of grants, forgivable loans, or low-interest second mortgages, depending on the state, county, or local housing agency offering them.
There are many different types of assistance available, and program options vary. The best way to explore which programs may fit your needs is to review them with your loan officer.